This Privacy Policy explains how Retire With Carla Enterprises (hereafter “we”, “us”, “our”) collects, uses, shares, and protects your personal information when you use our website, Butterfly Networking. Please read this policy carefully to understand our practices regarding your personal information and how we will treat it.

Information We Collect

When you visit our website, we may collect the following information:

• Personal Information: This may include your name, address, email address, phone number, and other personal information you voluntarily provide to us when you request a quote, schedule a service, or contact us.
• Non-Personal Information: We collect non-personal information such as your browser type, IP address, operating system, and the pages you visited on our site.

How We Use Your Information

We use the information we collect to:

• Provide, maintain, improve, and promote our services
• Communicate with you about your requests, orders, and questions
• Personalize your user experience on our website
• Analyze website usage for internal marketing and quality control purposes

Sharing Your Information

We do not sell or rent your personal information to third parties. We may share your information with service providers that assist us with our business operations, such as IT and customer service, under strict data protection requirements.

We may also disclose your personal information if required by law or in the event of a business transfer (e.g., sale, merger, or acquisition).

Cookies

Our website uses “cookies” to enhance your experience. Cookies are small files stored on your device that allow us to recognize you when you return to our site. You can choose to accept or decline cookies by modifying your browser settings.

Protecting Your Information

We implement a variety of security measures to maintain the safety of your personal information. These include encryption, secure server environments, and other current technologies. However, please note that no method of transmission over the internet is 100% secure.

Children’s Privacy

Our website is not intended for use by individuals under the age of 18. We do not knowingly collect personal information from children under 13. If we discover that a child under 13 has provided us with personal information, we will promptly delete it.

Changes to This Policy

We may periodically update this policy. If we make significant changes, we will notify you through our website or via email.

Contact Us

If you have any questions or concerns about our Privacy Policy, please contact us at Carla@RetireWithCarla.com

By using our site, you consent to our Privacy Policy. If you do not agree with any part of this Policy, please do not use our website.

These terms of use (“TOU”) constitute a legal agreement between you and Retire With Carla Enterprises (RWCE).  These TOUs govern your use of this website and all other RWCE websites and blogs including but not limited to www.ButterflyNetworking.com, www.FromSlaveCamptoFreedom.com, www.RetireWithCarla.com. The TOU also applies to your purchase of products or services from RWCE.  By accessing the website, you are indicating your acknowledgment and acceptance of the TOU. RWCE reserves the right to change the TOU at any time at its discretion, without notice to you.  The latest version of the TOU can be reviewed on this page.  If you continue to use this website after RWCE posts changes to these TOUs, you are signifying your acceptance of the new terms. Please read this section carefully to understand the TOU.

Description of Services and Products
Through its website, RWCE provides you with access to various resources, including communication and information through the website (“Information”) and the purchase of products and services.  Information, products and services are subject to the TOU.

Warranties
THIS WEBSITE IS FOR INFORMATIONAL PURPOSES ONLY.  THE INFORMATION FOUND ON THIS WEBSITE IS PROVIDED “AS IS,” WITHOUT WARRANTY OF ANY KIND, AND RWCE AND/OR ITS DEALERS, ASSOCIATES, AGENTS, AND LICENSORS HEREBY DISCLAIM ALL WARRANTIES WITH REGARD TO INFORMATION OR PRODUCTS INCLUDING ALL WARRANTIES OF MERCHANTABILITY, WHETHER EXPRESS, IMPLIED OR STATUTORY, FITNESS FOR A PARTICULAR PURPOSE, EXPECTATIONS OF PRIVACY OR INFRINGEMENT.

RWCE AND/OR ITS DEALERS, ASSOCIATES, AGENTS, LICENSORS DO NOT WARRANT THAT THE FUNCTIONS OF THIS WEBSITE WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT THIS WEBSITE OR THE SERVER THAT MAKES IT AVAILABLE ARE FREE OF VIRUSES. RWCE AND/OR ITS DEALERS, ASSOCIATES, AGENTS, LICENSORS DO NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE USE OR THE RESULTS OF THE INFORMATION IN THIS WEBSITE IN TERMS OF ITS CORRECTNESS, ACCURACY, RELIABILITY, OR OTHERWISE.

Limitation of Liabilities
IN NO EVENT SHALL RWCE AND/OR ITS DEALERS, ASSOCIATES, AGENTS, AND LICENSORS BE LIABLE FOR ANY SPECIAL, INDIRECT, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY DAMAGES WHATSOEVER RESULTING FROM LOSS OF USE, CORRUPTION OF DATA, OR LOSS OF PROFITS, WHETHER IN AN ACTION OF CONTRACT, NEGLIGENCE OR OTHER TORTIOUS ACTION, ARISING OUT OF OR IN CONNECTION WITH THE USE OR PERFORMANCE OF INFORMATION AND PRODUCTS.

THE TOTAL LIABILITY OF RWCE AND/OR ITS DEALERS, ASSOCIATES, AGENTS, AND LICENSORS UNDER ANY PROVISION OF THESE TOU, WHETHER IN AN ACTION OF CONTRACT, NEGLIGENCE, OR OTHER TORTIOUS ACTION, SHALL BE LIMITED TO THE TOTAL DOLLAR AMOUNT PAID FOR THE INFORMATION OR PRODUCTS GIVING RISE TO THE LIABILITY.

Return Policy
Any Product that is returned for a refund must be in the original packaging, undamaged, and resalable.  All requests for refunds will be subject to a restocking fee and processing fee of twenty-five dollars ($25.00) or an amount deemed appropriate by RWCE depending on the actual price of the product.  You are responsible for the risk of loss, shipping, and handling fees for returning the Product. Some products marketed and sold by RWCE are nonrefundable. Refund requests after 30 days from the purchase date will not be processed. No exceptions will be made to this policy unless another time frame is specifically provided in the particular product marketing campaign.  If the Product return is subject to a money-back guarantee, then a full refund will be issued as long as the product is in the original condition without wear and tear or any other damage. Shipping and handling charges will not be refunded on any Product returns including those subject to the money-back guarantee.

Cancellations
Requests for cancellation of any monthly billing must be in writing and mailed to Retire With Carla Enterprises 1400 Salter Street New Westminster, BC V3M 6Z4 Canada unless otherwise specified.  You may decide to cancel at any time, but charges will not be prorated.  You must cancel before your billing date in order to avoid a charge for the following month.

Coaching Programs must be canceled via mail to the address listed above or by e-mail to Carla@RetireWithCarla.com. Coaching Programs may be canceled at any time; however, the coaching fees are nonrefundable.  If you are not actively participating in your Coaching Program, including but not limited to coaching sessions, then RWCE will offer you a thirty (30) day courtesy period to fully engage in your coaching. If you fail to reengage within this thirty (30) day period, then your Coaching Program will be deemed canceled. RWCE will not be responsible for cancellations sent via email, but are not received by RWCE.

Bank Check Policy
A twenty-five dollar ($25.00) fee will be charged if your check payment is returned to RWCE for any reason (i.e., insufficient funds, account closing, etc.).  RWCE assumes no responsibility for fees, charges, or any other penalty that may be imposed by your bank as a result of an unpaid check.

No Unlawful or Prohibited Use

As a condition of your use of the website(s), you warrant to RWCE that you will not use the website for any purpose that is unlawful or prohibited by the TOU. You may not use the RWCE website in any manner that could damage, disable, overburden, or impair the website or interfere with any other party's use and enjoyment of the website. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available or provided for through the RWCE website.

Limitation On Use of Information

You agree to use content or information obtained from the RWCE website only for your own private use or the internal purposes of your home or business. Under no circumstances, will you cause or permit any portion of the content or information on the RWCE website to be published, printed, downloaded, transmitted, distributed, reengineered, or reproduced in any form for resale, republishing, posting on a website, redistribution, or viewing unless otherwise provided by RWCE.

Access Restriction

RWCE reserves the right to terminate your access to the Information, products, services RWCE websites, and all related services at any time without notice. These terms of use constitute an enforceable legal agreement that is governed by the laws of the State of Florida in the United States of America. You hereby consent to the exclusive jurisdiction and venue of courts in Palm Beach County, Florida to hear and resolve all disputes arising out of or relating to the use of the products, services, information, and/or RWCE websites. Use of the RWCE products, services, information, and/or the RWCE websites is unauthorized in any jurisdiction that does not give effect to all provisions of these terms and conditions, including without limitation this paragraph. You agree that no joint venture, partnership, employment, or agency relationship exists between you and RWCE as a result of this agreement or use of the products, services, information, and/or RWCE websites. RWCE's performance of this agreement is subject to existing laws and legal processes, and nothing contained in this agreement is in derogation of RWCE's right to comply with governmental, court, and law enforcement requests or requirements relating to your use of the products, services, or information provided to or gathered by RWCE with respect to such use.

If any part of this agreement is determined to be invalid or unenforceable pursuant to applicable law including, but not limited to, the warranty disclaimers and liability limitations set forth above, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of the agreement shall continue in effect. Unless otherwise specified via written documentation, this agreement constitutes the entire agreement between the user and RWCE with respect to the RWCE products, services, and information.

Copyright

All contents of the RWCE websites are Copyright © 2000 – 2010 by RWCE and/or its contributors. All rights reserved.

Trademarks

The names of actual companies and products mentioned herein may be the trademarks of their respective owners. Any rights not expressly granted herein are reserved. 

Testimonials

RWCE does not claim ownership of materials you provide to RWCE, including testimonials regarding any product or service for review by visitors of the website (“Testimonial”).  However, by posting a Testimonial you are granting RWCE permission to use your Testimonial in connection with promoting its products and services on the website.  You will not be compensated for your Testimonial and RWCE is not required to use your Testimonial. RWCE may remove your Testimonial at any time. RWCE does not pay or provide incentives to anyone who provides testimonials either online or offline.

CONSENT OF TOU

IF YOU DO NOT UNDERSTAND OR AGREE WITH ANY OF THESE CONDITIONS, THEN PLEASE LEAVE THE WEBSITE(S), DO NOT ORDER THE PRODUCTS/MATERIALS OR INVEST IN ANY SERVICES. IF YOU HAVE ANY QUESTIONS OR REQUIRE FURTHER CLARIFICATION, PLEASE CONTACT Carla@RetireWithCarla.com